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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,119 | $108,942-62.3% | $100,415-59.1% | $145,897-71.8% |
| Participation rate | 72.2% | 83.0%-10.8pp | 81.5%-9.3pp | 80.3%-8.1pp |
| Annual return | 14.11% | 58.27%-44.2pp | 49.47%-35.4pp | 552.29%-538.2pp |
| Employer contribution / active EE | $4,701 | $4,422+6.3% | $3,943+19.2% | $4,663+0.8% |
| Participant deferral / active EE | $9,087 | $8,461+7.4% | $8,091+12.3% | $6,689+35.8% |
| Admin fee / account holder | $3,058 | $9,702-68.5% | $7,906-61.3% | $13,390-77.2% |