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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,858 | $107,666-37.9% | $102,184-34.6% | $154,746-56.8% |
| Participation rate | 83.3% | 83.7%-0.4pp | 82.6%+0.7pp | 80.7%+2.6pp |
| Annual return | 21.08% | 29.33%-8.2pp | 31.58%-10.5pp | 172.34%-151.3pp |
| Employer contribution / active EE | $7,930 | $3,846+106.2% | $3,594+120.7% | $4,379+81.1% |
| Participant deferral / active EE | $10,294 | $8,719+18.1% | $8,309+23.9% | $6,730+53.0% |
| Admin fee / account holder | $591 | $12,943-95.4% | $11,609-94.9% | $14,365-95.9% |