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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,976 | $102,393-65.8% | $147,041-76.2% | $80,911-56.8% |
| Participation rate | 63.3% | 75.9%-12.5pp | 82.2%-18.8pp | 67.6%-4.3pp |
| Annual return | 15.89% | 134.95%-119.1pp | 419.21%-403.3pp | 35.63%-19.7pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,935-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $6,763 | $6,647+1.7% | $8,071-16.2% | $4,297+57.4% |
| Admin fee / account holder | $10,939 | $7,943+37.7% | $13,006-15.9% | $6,935+57.7% |