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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,761 | $181,062-57.6% | $158,223-51.5% | $155,188-50.5% |
| Participation rate | 27.3% | 82.7%-55.4pp | 79.2%-51.9pp | 80.8%-53.5pp |
| Annual return | 17.49% | 57.39%-39.9pp | 52.09%-34.6pp | 148.84%-131.3pp |
| Employer contribution / active EE | $925 | $4,565-79.7% | $4,109-77.5% | $4,248-78.2% |
| Participant deferral / active EE | $5,073 | $6,134-17.3% | $5,467-7.2% | $6,531-22.3% |
| Admin fee / account holder | $65,532 | $18,825+248.1% | $16,047+308.4% | $14,480+352.6% |