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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,913 | $183,516-2.0% | $155,534+15.7% | $145,884+23.3% |
| Participation rate | 30.0% | 82.7%-52.7pp | 78.2%-48.2pp | 80.3%-50.3pp |
| Annual return | 9.14% | 61.43%-52.3pp | 64.92%-55.8pp | 551.85%-542.7pp |
| Employer contribution / active EE | $1,117 | $5,315-79.0% | $4,675-76.1% | $4,662-76.1% |
| Participant deferral / active EE | $8,087 | $6,467+25.1% | $5,630+43.6% | $6,690+20.9% |
| Admin fee / account holder | $37 | $19,293-99.8% | $15,900-99.8% | $13,392-99.7% |