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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,501 | $106,864+6.2% | $147,318-23.0% | $82,637+37.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 18.63% | 27.49%-8.9pp | 70.43%-51.8pp | 53.51%-34.9pp |
| Employer contribution / active EE | $4,630 | $3,417+35.5% | $4,593+0.8% | $2,552+81.4% |
| Participant deferral / active EE | $10,530 | $6,496+62.1% | $7,906+33.2% | $4,126+155.2% |
| Admin fee / account holder | $1,049 | $8,415-87.5% | $13,708-92.3% | $7,339-85.7% |