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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,556 | $162,136-90.4% | $152,301-89.8% | $154,746-89.9% |
| Participation rate | 80.0% | 84.1%-4.1pp | 82.4%-2.4pp | 80.7%-0.7pp |
| Annual return | 27.00% | 91.02%-64.0pp | 80.50%-53.5pp | 172.34%-145.3pp |
| Employer contribution / active EE | $1,357 | $4,890-72.2% | $4,624-70.6% | $4,379-69.0% |
| Participant deferral / active EE | $4,252 | $8,341-49.0% | $8,004-46.9% | $6,730-36.8% |
| Admin fee / account holder | $1,354 | $15,759-91.4% | $14,398-90.6% | $14,365-90.6% |