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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,887 | $54,297-76.3% | $97,032-86.7% | $65,306-80.3% |
| Participation rate | 96.1% | 42.3%+53.8pp | 71.6%+24.6pp | 57.7%+38.4pp |
| Annual return | 22.52% | 21.17%+1.3pp | 35.38%-12.9pp | 21.94%+0.6pp |
| Employer contribution / active EE | $1,517 | $1,365+11.2% | $2,629-42.3% | $1,967-22.9% |
| Participant deferral / active EE | $2,134 | $2,259-5.5% | $4,672-54.3% | $2,959-27.9% |
| Admin fee / account holder | $1,248 | $3,744-66.7% | $9,418-86.7% | $3,480-64.1% |