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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,156 | $183,516-24.7% | $155,534-11.2% | $145,884-5.3% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 11.15% | 61.43%-50.3pp | 64.92%-53.8pp | 551.85%-540.7pp |
| Employer contribution / active EE | $17,433 | $5,315+228.0% | $4,675+272.9% | $4,662+273.9% |
| Participant deferral / active EE | $8,950 | $6,467+38.4% | $5,630+59.0% | $6,690+33.8% |
| Admin fee / account holder | $537 | $19,293-97.2% | $15,900-96.6% | $13,392-96.0% |