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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,685 | $114,119-31.9% | $107,187-27.5% | $138,895-44.1% |
| Participation rate | 35.0% | 78.1%-43.1pp | 75.0%-40.0pp | 79.9%-44.9pp |
| Annual return | 19.15% | 273.21%-254.1pp | 204.55%-185.4pp | 145.39%-126.2pp |
| Employer contribution / active EE | $3,443 | $4,059-15.2% | $3,782-9.0% | $4,194-17.9% |
| Participant deferral / active EE | $5,963 | $5,538+7.7% | $5,096+17.0% | $6,396-6.8% |
| Admin fee / account holder | $2,557 | $10,024-74.5% | $9,162-72.1% | $12,562-79.6% |