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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,685 | $134,817-42.4% | $123,973-37.3% | $155,188-49.9% |
| Participation rate | 35.0% | 79.4%-44.4pp | 76.7%-41.7pp | 80.8%-45.8pp |
| Annual return | 19.15% | 515.49%-496.3pp | 388.13%-369.0pp | 148.84%-129.7pp |
| Employer contribution / active EE | $3,443 | $4,425-22.2% | $4,126-16.6% | $4,248-19.0% |
| Participant deferral / active EE | $5,963 | $5,706+4.5% | $5,247+13.6% | $6,531-8.7% |
| Admin fee / account holder | $2,557 | $13,245-80.7% | $11,799-78.3% | $14,480-82.3% |