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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,224 | $45,126+75.6% | $85,187-7.0% | $74,459+6.4% |
| Participation rate | 14.2% | 49.4%-35.2pp | 67.5%-53.3pp | 67.2%-53.0pp |
| Annual return | 12.51% | 26.30%-13.8pp | 66.67%-54.2pp | 1369.70%-1357.2pp |
| Employer contribution / active EE | $438 | $1,460-70.0% | $2,732-84.0% | $2,626-83.3% |
| Participant deferral / active EE | $967 | $2,738-64.7% | $4,525-78.6% | $4,350-77.8% |
| Admin fee / account holder | $3,494 | $2,212+58.0% | $6,162-43.3% | $1,945+79.7% |