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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,499 | $123,155-24.1% | $108,753-14.0% | $155,188-39.8% |
| Participation rate | 66.7% | 75.6%-9.0pp | 71.1%-4.4pp | 80.8%-14.1pp |
| Annual return | 19.50% | 44.73%-25.2pp | 37.47%-18.0pp | 148.84%-129.3pp |
| Employer contribution / active EE | $437 | $2,811-84.5% | $2,427-82.0% | $4,248-89.7% |
| Participant deferral / active EE | $7,326 | $4,623+58.5% | $4,115+78.0% | $6,531+12.2% |
| Admin fee / account holder | $688 | $12,126-94.3% | $10,320-93.3% | $14,480-95.3% |