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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,019 | $76,407-56.8% | $150,298-78.0% | $82,448-60.0% |
| Participation rate | 68.0% | 66.4%+1.6pp | 77.8%-9.8pp | 68.1%-0.1pp |
| Annual return | 24.91% | 39.99%-15.1pp | 62.79%-37.9pp | 41.64%-16.7pp |
| Employer contribution / active EE | $5,552 | $2,614+112.4% | $4,154+33.7% | $2,551+117.7% |
| Participant deferral / active EE | $3,325 | $3,214+3.5% | $5,453-39.0% | $4,139-19.7% |
| Admin fee / account holder | $766 | $6,352-87.9% | $14,116-94.6% | $7,234-89.4% |