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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,366 | $55,889-67.1% | $76,119-75.9% | $80,935-77.3% |
| Participation rate | 83.3% | 62.1%+21.3pp | 69.1%+14.3pp | 67.7%+15.7pp |
| Annual return | 15.06% | 20.58%-5.5pp | 361.25%-346.2pp | 35.66%-20.6pp |
| Employer contribution / active EE | $664 | $1,866-64.4% | $2,693-75.3% | $2,757-75.9% |
| Participant deferral / active EE | $5,203 | $3,051+70.5% | $4,259+22.2% | $4,299+21.0% |
| Admin fee / account holder | $1,308 | $5,241-75.0% | $6,421-79.6% | $6,924-81.1% |