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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,765 | $59,440-58.3% | $78,004-68.3% | $82,637-70.0% |
| Participation rate | 86.8% | 62.8%+24.0pp | 69.4%+17.3pp | 68.1%+18.7pp |
| Annual return | 15.56% | 40.24%-24.7pp | 31.07%-15.5pp | 53.51%-37.9pp |
| Employer contribution / active EE | $2,372 | $1,750+35.5% | $2,469-3.9% | $2,552-7.0% |
| Participant deferral / active EE | $5,260 | $3,138+67.6% | $4,092+28.6% | $4,126+27.5% |
| Admin fee / account holder | $4,404 | $5,504-20.0% | $7,578-41.9% | $7,339-40.0% |