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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,136 | $100,970-4.8% | $96,576-0.5% | $137,256-30.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 25.89% | 38.16%-12.3pp | 38.47%-12.6pp | 220.34%-194.5pp |
| Employer contribution / active EE | $16,465 | $3,809+332.2% | $3,553+363.4% | $4,156+296.2% |
| Participant deferral / active EE | $14,297 | $8,286+72.5% | $7,956+79.7% | $6,407+123.2% |
| Admin fee / account holder | $716 | $11,312-93.7% | $11,381-93.7% | $12,270-94.2% |