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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,241 | $108,942-36.4% | $100,415-31.0% | $145,897-52.5% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 23.97% | 58.27%-34.3pp | 49.47%-25.5pp | 552.29%-528.3pp |
| Employer contribution / active EE | $13,063 | $4,422+195.4% | $3,943+231.3% | $4,663+180.2% |
| Participant deferral / active EE | $11,251 | $8,461+33.0% | $8,091+39.0% | $6,689+68.2% |
| Admin fee / account holder | $511 | $9,702-94.7% | $7,906-93.5% | $13,390-96.2% |