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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,551 | $111,787-58.4% | $93,681-50.3% | $145,978-68.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.10% | 203.52%-188.4pp | 133.47%-118.4pp | 550.52%-535.4pp |
| Employer contribution / active EE | $3,834 | $3,093+23.9% | $2,422+58.3% | $4,662-17.8% |
| Participant deferral / active EE | $4,896 | $4,918-0.4% | $4,415+10.9% | $6,690-26.8% |
| Admin fee / account holder | $660 | $10,256-93.6% | $8,290-92.0% | $13,400-95.1% |