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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,192 | $169,336-97.5% | $129,384-96.8% | $145,884-97.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 11.83% | 14408.70%-14396.9pp | 9461.77%-9449.9pp | 551.85%-540.0pp |
| Employer contribution / active EE | $1,527 | $5,540-72.4% | $4,153-63.2% | $4,662-67.2% |
| Participant deferral / active EE | $3,786 | $4,985-24.1% | $4,166-9.1% | $6,690-43.4% |
| Admin fee / account holder | $6,893 | $9,912-30.5% | $7,686-10.3% | $13,392-48.5% |