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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,192 | $154,754-95.4% | $124,206-94.2% | $138,895-94.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 37.02% | 709.28%-672.3pp | 515.27%-478.2pp | 145.39%-108.4pp |
| Employer contribution / active EE | $1,597 | $4,446-64.1% | $3,540-54.9% | $4,194-61.9% |
| Participant deferral / active EE | $4,037 | $4,621-12.6% | $3,968+1.7% | $6,396-36.9% |
| Admin fee / account holder | $2,769 | $6,690-58.6% | $5,929-53.3% | $12,562-78.0% |