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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,841 | $110,379-34.9% | $102,412-29.9% | $145,884-50.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.98% | 24.84%-12.9pp | 24.94%-13.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $9,087 | $4,216+115.5% | $3,870+134.8% | $4,662+94.9% |
| Participant deferral / active EE | $8,685 | $5,622+54.5% | $5,060+71.6% | $6,690+29.8% |
| Admin fee / account holder | $732 | $9,745-92.5% | $8,388-91.3% | $13,392-94.5% |