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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,591 | $114,119-5.7% | $107,187+0.4% | $138,895-22.5% |
| Participation rate | 82.6% | 78.1%+4.5pp | 75.0%+7.6pp | 79.9%+2.7pp |
| Annual return | 17.11% | 273.21%-256.1pp | 204.55%-187.4pp | 145.39%-128.3pp |
| Employer contribution / active EE | $9,020 | $4,059+122.2% | $3,782+138.5% | $4,194+115.1% |
| Participant deferral / active EE | $9,282 | $5,538+67.6% | $5,096+82.2% | $6,396+45.1% |
| Admin fee / account holder | $4,349 | $10,024-56.6% | $9,162-52.5% | $12,562-65.4% |