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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,883 | $99,875-84.1% | $146,866-89.2% | $86,983-81.7% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.5%+13.9pp | 69.5%+26.9pp |
| Annual return | 24.82% | 28.10%-3.3pp | 102.85%-78.0pp | 25.83%-1.0pp |
| Employer contribution / active EE | $1,418 | $3,224-56.0% | $4,425-67.9% | $2,584-45.1% |
| Participant deferral / active EE | $3,879 | $6,322-38.7% | $7,759-50.0% | $4,194-7.5% |
| Admin fee / account holder | $2,241 | $7,838-71.4% | $13,620-83.5% | $7,856-71.5% |