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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,932 | $86,949-55.2% | $102,460-62.0% | $80,959-51.9% |
| Participation rate | 89.6% | 72.4%+17.2pp | 76.5%+13.1pp | 67.7%+21.9pp |
| Annual return | 10.20% | 18.89%-8.7pp | 29.47%-19.3pp | 35.67%-25.5pp |
| Employer contribution / active EE | $2,298 | $2,370-3.0% | $3,025-24.0% | $2,757-16.6% |
| Participant deferral / active EE | $3,345 | $4,121-18.8% | $5,056-33.8% | $4,300-22.2% |
| Admin fee / account holder | $1,871 | $8,048-76.7% | $9,460-80.2% | $6,925-73.0% |