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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,995 | $100,279-35.2% | $81,353-20.1% | $145,884-55.4% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 23.38% | 34.49%-11.1pp | 24.82%-1.4pp | 551.85%-528.5pp |
| Employer contribution / active EE | $6,604 | $2,979+121.7% | $2,464+168.0% | $4,662+41.6% |
| Participant deferral / active EE | $6,346 | $4,611+37.6% | $3,885+63.4% | $6,690-5.1% |
| Admin fee / account holder | $373 | $8,206-95.5% | $5,766-93.5% | $13,392-97.2% |