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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,858 | $102,385-56.2% | $147,080-69.5% | $80,935-44.6% |
| Participation rate | 89.6% | 75.9%+13.7pp | 82.2%+7.4pp | 67.7%+21.9pp |
| Annual return | 15.93% | 135.09%-119.2pp | 420.17%-404.2pp | 35.66%-19.7pp |
| Employer contribution / active EE | $6,605 | $3,717+77.7% | $4,933+33.9% | $2,757+139.6% |
| Participant deferral / active EE | $12,176 | $6,651+83.1% | $8,066+51.0% | $4,299+183.2% |
| Admin fee / account holder | $6,142 | $7,951-22.8% | $12,989-52.7% | $6,924-11.3% |