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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,804 | $75,541-7.6% | $152,093-54.1% | $82,637-15.5% |
| Participation rate | 77.3% | 66.5%+10.7pp | 77.8%-0.5pp | 68.1%+9.2pp |
| Annual return | 21.57% | 32.56%-11.0pp | 66.36%-44.8pp | 53.51%-31.9pp |
| Employer contribution / active EE | $6,119 | $2,622+133.3% | $4,175+46.6% | $2,552+139.7% |
| Participant deferral / active EE | $11,164 | $3,206+248.2% | $5,451+104.8% | $4,126+170.6% |
| Admin fee / account holder | $7,010 | $6,405+9.4% | $14,497-51.6% | $7,339-4.5% |