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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,032 | $169,336-86.4% | $129,384-82.2% | $145,884-84.2% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 12.49% | 14408.70%-14396.2pp | 9461.77%-9449.3pp | 551.85%-539.4pp |
| Employer contribution / active EE | $0 | $5,540-100.0% | $4,153-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,037 | $4,985-19.0% | $4,166-3.1% | $6,690-39.7% |
| Admin fee / account holder | $345 | $9,912-96.5% | $7,686-95.5% | $13,392-97.4% |