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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,032 | $169,237-86.4% | $129,339-82.2% | $145,978-84.2% |
| Participation rate | 33.3% | 76.5%-43.1pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 12.49% | 14364.43%-14351.9pp | 9437.05%-9424.6pp | 550.52%-538.0pp |
| Employer contribution / active EE | $0 | $5,540-100.0% | $4,154-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,037 | $4,991-19.1% | $4,170-3.2% | $6,690-39.7% |
| Admin fee / account holder | $345 | $9,882-96.5% | $7,668-95.5% | $13,400-97.4% |