Retirement plan

USONIA ADVISORY GROUP LLC 401(K) PROFIT SHARING PLAN & TRUST

Name: USONIA ADVISORY GROUP LLC - USONIA ADVISORY GROUP LLC 401(K) PROFIT SHARING PLAN & TRUST (2025) Form 5500
Creator: USONIA ADVISORY GROUP LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, USONIA ADVISORY GROUP LLC 401(K) PROFIT SHARING PLAN & TRUST, USONIA ADVISORY GROUP LLC

USONIA ADVISORY GROUP LLCEIN 81-3154049Plan #001PY 2025

59 SUNSET DR UNIT 101A - BRIARCLIFF MANOR, NY 105101559914-432-5800

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$433K

+29.7% from 2024

Total participants

0.0% from 2024

Average account balance

$144,245

+29.7% from 2024

Annual return

14.47%

-3.98 pp from 2024

Benchmarks

See 6,844 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants<25

Cohort6,844 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$433K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$144K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$51K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.47%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1999

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$6K

$1999 / participant

Other / not subdivided$6K100.0%

% of EOY assets

1.386%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$144,245

$107,666+34.0%

$102,184+41.2%

$154,746-6.8%

Participation rate

100.0%

83.7%+16.3pp

82.6%+17.4pp

80.7%+19.3pp

Annual return

14.47%

29.33%-14.9pp

31.58%-17.1pp

172.34%-157.9pp

Employer contribution / active EE

$4,085

$3,846+6.2%

$3,594+13.7%

$4,379-6.7%

Participant deferral / active EE

$12,883

$8,719+47.8%

$8,309+55.0%

$6,730+91.4%

Admin fee / account holder

$1,999

$12,943-84.6%

$11,609-82.8%

$14,365-86.1%

USONIA ADVISORY GROUP LLC 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

USONIA ADVISORY GROUP LLC 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion