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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,027 | $155,555-50.5% | $146,866-47.6% | $155,188-50.4% |
| Participation rate | 42.9% | 84.0%-41.1pp | 82.5%-39.7pp | 80.8%-37.9pp |
| Annual return | 19.01% | 115.41%-96.4pp | 102.85%-83.8pp | 148.84%-129.8pp |
| Employer contribution / active EE | $1,196 | $4,647-74.3% | $4,425-73.0% | $4,248-71.9% |
| Participant deferral / active EE | $5,138 | $8,044-36.1% | $7,759-33.8% | $6,531-21.3% |
| Admin fee / account holder | $566 | $14,755-96.2% | $13,620-95.8% | $14,480-96.1% |