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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,027 | $162,136-52.5% | $152,301-49.4% | $154,746-50.2% |
| Participation rate | 42.9% | 84.1%-41.2pp | 82.4%-39.6pp | 80.7%-37.8pp |
| Annual return | 19.01% | 91.02%-72.0pp | 80.50%-61.5pp | 172.34%-153.3pp |
| Employer contribution / active EE | $1,196 | $4,890-75.6% | $4,624-74.1% | $4,379-72.7% |
| Participant deferral / active EE | $5,138 | $8,341-38.4% | $8,004-35.8% | $6,730-23.7% |
| Admin fee / account holder | $566 | $15,759-96.4% | $14,398-96.1% | $14,365-96.1% |