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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,780 | $106,864+41.1% | $147,318+2.3% | $82,637+82.5% |
| Participation rate | 94.6% | 75.5%+19.1pp | 82.1%+12.5pp | 68.1%+26.5pp |
| Annual return | 21.45% | 27.49%-6.0pp | 70.43%-49.0pp | 53.51%-32.1pp |
| Employer contribution / active EE | $16,151 | $3,417+372.7% | $4,593+251.6% | $2,552+532.8% |
| Participant deferral / active EE | $15,150 | $6,496+133.2% | $7,906+91.6% | $4,126+267.2% |
| Admin fee / account holder | $832 | $8,415-90.1% | $13,708-93.9% | $7,339-88.7% |