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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,880 | $155,555-92.4% | $146,866-91.9% | $155,188-92.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 17.08% | 115.41%-98.3pp | 102.85%-85.8pp | 148.84%-131.8pp |
| Employer contribution / active EE | $4,235 | $4,647-8.9% | $4,425-4.3% | $4,248-0.3% |
| Participant deferral / active EE | $5,017 | $8,044-37.6% | $7,759-35.3% | $6,531-23.2% |
| Admin fee / account holder | $3,822 | $14,755-74.1% | $13,620-71.9% | $14,480-73.6% |