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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,591 | $183,627+2.7% | $155,602+21.2% | $145,978+29.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.45% | 61.32%-48.9pp | 64.81%-52.4pp | 550.52%-538.1pp |
| Employer contribution / active EE | $13,205 | $5,316+148.4% | $4,675+182.4% | $4,662+183.3% |
| Participant deferral / active EE | $25,333 | $6,466+291.8% | $5,629+350.1% | $6,690+278.7% |
| Admin fee / account holder | $1,603 | $19,327-91.7% | $15,923-89.9% | $13,400-88.0% |