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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,496 | $156,398+163.1% | $147,318+179.3% | $138,895+196.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 23.69% | 78.75%-55.1pp | 70.43%-46.7pp | 145.39%-121.7pp |
| Employer contribution / active EE | $15,438 | $4,853+218.1% | $4,593+236.1% | $4,194+268.1% |
| Participant deferral / active EE | $20,545 | $8,237+149.4% | $7,906+159.9% | $6,396+221.2% |
| Admin fee / account holder | $14,788 | $14,976-1.3% | $13,708+7.9% | $12,562+17.7% |