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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,010 | $29,319-59.0% | $52,425-77.1% | $82,448-85.4% |
| Participation rate | 37.5% | 46.9%-9.4pp | 55.6%-18.1pp | 68.1%-30.6pp |
| Annual return | 31.78% | 535.20%-503.4pp | 302.12%-270.3pp | 41.64%-9.9pp |
| Employer contribution / active EE | $512 | $586-12.7% | $914-44.0% | $2,551-79.9% |
| Participant deferral / active EE | $1,764 | $1,171+50.6% | $1,790-1.5% | $4,139-57.4% |
| Admin fee / account holder | $0 | $1,962-100.0% | $2,495-100.0% | $7,234-100.0% |