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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,433 | $69,118-48.7% | $53,647-34.0% | $138,895-74.5% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 19.04% | 248.26%-229.2pp | 358.33%-339.3pp | 145.39%-126.4pp |
| Employer contribution / active EE | $2,041 | $1,189+71.6% | $962+112.1% | $4,194-51.3% |
| Participant deferral / active EE | $4,681 | $2,274+105.8% | $1,813+158.2% | $6,396-26.8% |
| Admin fee / account holder | $1,748 | $2,724-35.8% | $2,460-28.9% | $12,562-86.1% |