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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,538 | $76,522-69.2% | $56,033-58.0% | $145,884-83.9% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 13.96% | 3014.28%-3000.3pp | 1711.38%-1697.4pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,806 | $1,382+30.7% | $1,041+73.5% | $4,662-61.3% |
| Participant deferral / active EE | $4,637 | $2,624+76.7% | $1,954+137.3% | $6,690-30.7% |
| Admin fee / account holder | $1,943 | $3,328-41.6% | $2,827-31.3% | $13,392-85.5% |