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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,947 | $89,259-59.7% | $107,187-66.5% | $82,637-56.5% |
| Participation rate | 96.3% | 67.9%+28.4pp | 75.0%+21.3pp | 68.1%+28.2pp |
| Annual return | 15.77% | 21.02%-5.3pp | 204.55%-188.8pp | 53.51%-37.7pp |
| Employer contribution / active EE | $2,423 | $3,080-21.3% | $3,782-35.9% | $2,552-5.1% |
| Participant deferral / active EE | $5,497 | $4,037+36.2% | $5,096+7.9% | $4,126+33.2% |
| Admin fee / account holder | $3,053 | $7,381-58.6% | $9,162-66.7% | $7,339-58.4% |