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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,982 | $183,516-67.3% | $155,534-61.4% | $145,884-58.9% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 12.93% | 61.43%-48.5pp | 64.92%-52.0pp | 551.85%-538.9pp |
| Employer contribution / active EE | $1,120 | $5,315-78.9% | $4,675-76.0% | $4,662-76.0% |
| Participant deferral / active EE | $3,508 | $6,467-45.8% | $5,630-37.7% | $6,690-47.6% |
| Admin fee / account holder | $14,349 | $19,293-25.6% | $15,900-9.8% | $13,392+7.1% |