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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,013 | $29,319+128.6% | $52,425+27.8% | $82,448-18.7% |
| Participation rate | 18.9% | 46.9%-27.9pp | 55.6%-36.7pp | 68.1%-49.1pp |
| Annual return | 18.70% | 535.20%-516.5pp | 302.12%-283.4pp | 41.64%-22.9pp |
| Employer contribution / active EE | $456 | $586-22.2% | $914-50.1% | $2,551-82.1% |
| Participant deferral / active EE | $1,517 | $1,171+29.5% | $1,790-15.2% | $4,139-63.3% |
| Admin fee / account holder | $2,077 | $1,962+5.8% | $2,495-16.8% | $7,234-71.3% |