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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,282 | $115,225-85.9% | $100,712-83.8% | $138,895-88.3% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 20.09% | 40.35%-20.3pp | 33.27%-13.2pp | 145.39%-125.3pp |
| Employer contribution / active EE | $720 | $2,771-74.0% | $2,313-68.9% | $4,194-82.8% |
| Participant deferral / active EE | $1,351 | $4,699-71.3% | $4,085-66.9% | $6,396-78.9% |
| Admin fee / account holder | $985 | $10,844-90.9% | $9,256-89.4% | $12,562-92.2% |