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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,699 | $111,814-69.9% | $103,374-67.4% | $145,959-76.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 5.75% | 24.77%-19.0pp | 24.89%-19.1pp | 561.95%-556.2pp |
| Employer contribution / active EE | $3,181 | $4,214-24.5% | $3,869-17.8% | $4,661-31.7% |
| Participant deferral / active EE | $3,767 | $5,618-33.0% | $5,058-25.5% | $6,689-43.7% |
| Admin fee / account holder | $12,276 | $9,754+25.9% | $8,394+46.2% | $13,398-8.4% |