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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,699 | $110,410-69.5% | $102,437-67.1% | $145,897-76.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 5.75% | 24.85%-19.1pp | 24.95%-19.2pp | 552.29%-546.5pp |
| Employer contribution / active EE | $3,181 | $4,217-24.6% | $3,871-17.8% | $4,663-31.8% |
| Participant deferral / active EE | $3,767 | $5,622-33.0% | $5,060-25.6% | $6,689-43.7% |
| Admin fee / account holder | $12,276 | $9,745+26.0% | $8,388+46.4% | $13,390-8.3% |