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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,490 | $76,522-70.6% | $56,033-59.9% | $145,884-84.6% |
| Participation rate | 45.5% | 63.2%-17.8pp | 52.5%-7.0pp | 80.3%-34.8pp |
| Annual return | 18.99% | 3014.28%-2995.3pp | 1711.38%-1692.4pp | 551.85%-532.9pp |
| Employer contribution / active EE | $1,160 | $1,382-16.1% | $1,041+11.4% | $4,662-75.1% |
| Participant deferral / active EE | $3,288 | $2,624+25.3% | $1,954+68.3% | $6,690-50.8% |
| Admin fee / account holder | $0 | $3,328-100.0% | $2,827-100.0% | $13,392-100.0% |