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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,686 | $29,736+26.7% | $56,033-32.7% | $80,935-53.4% |
| Participation rate | 7.4% | 41.7%-34.3pp | 52.5%-45.1pp | 67.7%-60.3pp |
| Annual return | 14.23% | 35.28%-21.0pp | 1711.38%-1697.1pp | 35.66%-21.4pp |
| Employer contribution / active EE | $886 | $671+32.0% | $1,041-14.9% | $2,757-67.8% |
| Participant deferral / active EE | $2,487 | $1,228+102.5% | $1,954+27.3% | $4,299-42.2% |
| Admin fee / account holder | $273 | $2,434-88.8% | $2,827-90.3% | $6,924-96.1% |