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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,686 | $29,667+27.0% | $56,441-33.2% | $80,874-53.4% |
| Participation rate | 7.4% | 41.7%-34.3pp | 52.5%-45.1pp | 67.6%-60.2pp |
| Annual return | 14.23% | 35.22%-21.0pp | 1704.21%-1690.0pp | 35.62%-21.4pp |
| Employer contribution / active EE | $886 | $669+32.4% | $1,039-14.7% | $2,756-67.8% |
| Participant deferral / active EE | $2,487 | $1,227+102.8% | $1,953+27.3% | $4,297-42.1% |
| Admin fee / account holder | $273 | $2,429-88.8% | $2,829-90.4% | $6,935-96.1% |