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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,569 | $183,516-54.5% | $155,534-46.3% | $145,884-42.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.17% | 61.43%-42.3pp | 64.92%-45.7pp | 551.85%-532.7pp |
| Employer contribution / active EE | $9,917 | $5,315+86.6% | $4,675+112.1% | $4,662+112.7% |
| Participant deferral / active EE | $5,959 | $6,467-7.8% | $5,630+5.8% | $6,690-10.9% |
| Admin fee / account holder | $432 | $19,293-97.8% | $15,900-97.3% | $13,392-96.8% |