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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,208 | $100,147+8.0% | $81,286+33.1% | $145,877-25.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 13.24% | 34.44%-21.2pp | 24.80%-11.6pp | 551.28%-538.0pp |
| Employer contribution / active EE | $9,364 | $2,977+214.5% | $2,463+280.2% | $4,663+100.8% |
| Participant deferral / active EE | $15,983 | $4,607+246.9% | $3,883+311.6% | $6,691+138.9% |
| Admin fee / account holder | $1,368 | $8,201-83.3% | $5,764-76.3% | $13,402-89.8% |