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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,311 | $28,624-11.6% | $53,647-52.8% | $82,637-69.4% |
| Participation rate | 28.6% | 47.3%-18.7pp | 56.3%-27.7pp | 68.1%-39.5pp |
| Annual return | 22.14% | 664.98%-642.8pp | 358.33%-336.2pp | 53.51%-31.4pp |
| Employer contribution / active EE | $670 | $637+5.2% | $962-30.4% | $2,552-73.7% |
| Participant deferral / active EE | $1,351 | $1,196+12.9% | $1,813-25.5% | $4,126-67.3% |
| Admin fee / account holder | $288 | $2,022-85.8% | $2,460-88.3% | $7,339-96.1% |