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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $19,811 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,136 | $64,734-73.5% | $90,796-81.1% | $64,097-73.3% |
| Participation rate | 93.7% | 53.2%+40.5pp | 69.5%+24.2pp | 55.2%+38.5pp |
| Annual return | 16.56% | 17.77%-1.2pp | 19.29%-2.7pp | 34.64%-18.1pp |
| Employer contribution / active EE | $1,598 | $1,703-6.1% | $2,294-30.3% | $1,891-15.5% |
| Participant deferral / active EE | $3,957 | $2,629+50.5% | $3,822+3.5% | $3,080+28.5% |
| Admin fee / account holder | $144 | $3,474-95.9% | $7,024-98.0% | $3,454-95.8% |