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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,547 | $110,379-50.6% | $102,412-46.7% | $145,884-62.6% |
| Participation rate | 57.1% | 77.9%-20.8pp | 74.5%-17.4pp | 80.3%-23.2pp |
| Annual return | 17.40% | 24.84%-7.4pp | 24.94%-7.5pp | 551.85%-534.4pp |
| Employer contribution / active EE | $2,602 | $4,216-38.3% | $3,870-32.8% | $4,662-44.2% |
| Participant deferral / active EE | $10,822 | $5,622+92.5% | $5,060+113.9% | $6,690+61.8% |
| Admin fee / account holder | $308 | $9,745-96.8% | $8,388-96.3% | $13,392-97.7% |