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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,598 | $29,319-16.1% | $52,425-53.1% | $82,448-70.2% |
| Participation rate | 26.7% | 46.9%-20.2pp | 55.6%-29.0pp | 68.1%-41.4pp |
| Annual return | 24.58% | 535.20%-510.6pp | 302.12%-277.5pp | 41.64%-17.1pp |
| Employer contribution / active EE | $616 | $586+5.0% | $914-32.7% | $2,551-75.9% |
| Participant deferral / active EE | $1,083 | $1,171-7.6% | $1,790-39.5% | $4,139-73.8% |
| Admin fee / account holder | $15,583 | $1,962+694.2% | $2,495+524.6% | $7,234+115.4% |