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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,125 | $76,519-75.0% | $56,025-65.9% | $145,897-86.9% |
| Participation rate | 45.8% | 63.2%-17.4pp | 52.5%-6.7pp | 80.3%-34.5pp |
| Annual return | 15.73% | 3017.03%-3001.3pp | 1712.69%-1697.0pp | 552.29%-536.6pp |
| Employer contribution / active EE | $619 | $1,383-55.2% | $1,042-40.6% | $4,663-86.7% |
| Participant deferral / active EE | $2,084 | $2,624-20.6% | $1,955+6.6% | $6,689-68.9% |
| Admin fee / account holder | $1,197 | $3,331-64.1% | $2,828-57.7% | $13,390-91.1% |