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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,820 | $29,733-19.9% | $56,025-57.5% | $80,959-70.6% |
| Participation rate | 52.8% | 41.7%+11.1pp | 52.5%+0.3pp | 67.7%-14.9pp |
| Annual return | 23.85% | 35.28%-11.4pp | 1712.69%-1688.8pp | 35.67%-11.8pp |
| Employer contribution / active EE | $399 | $672-40.6% | $1,042-61.7% | $2,757-85.5% |
| Participant deferral / active EE | $1,661 | $1,229+35.1% | $1,955-15.0% | $4,300-61.4% |
| Admin fee / account holder | $2,642 | $2,434+8.6% | $2,828-6.6% | $6,925-61.8% |