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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,227 | $29,319+9.9% | $52,425-38.5% | $82,448-60.9% |
| Participation rate | 47.5% | 46.9%+0.6pp | 55.6%-8.1pp | 68.1%-20.6pp |
| Annual return | 19.31% | 535.20%-515.9pp | 302.12%-282.8pp | 41.64%-22.3pp |
| Employer contribution / active EE | $342 | $586-41.8% | $914-62.6% | $2,551-86.6% |
| Participant deferral / active EE | $1,376 | $1,171+17.5% | $1,790-23.2% | $4,139-66.8% |
| Admin fee / account holder | $821 | $1,962-58.2% | $2,495-67.1% | $7,234-88.7% |