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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,591 | $185,312-77.0% | $161,489-73.6% | $154,746-72.5% |
| Participation rate | 78.3% | 82.5%-4.2pp | 78.7%-0.4pp | 80.7%-2.4pp |
| Annual return | 18.10% | 103.84%-85.7pp | 89.72%-71.6pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,090 | $4,769-77.2% | $4,268-74.5% | $4,379-75.1% |
| Participant deferral / active EE | $7,078 | $6,350+11.5% | $5,630+25.7% | $6,730+5.2% |
| Admin fee / account holder | $678 | $18,654-96.4% | $16,006-95.8% | $14,365-95.3% |