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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,668 | $183,539-74.0% | $155,556-69.4% | $145,897-67.3% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 14.36% | 61.31%-46.9pp | 64.84%-50.5pp | 552.29%-537.9pp |
| Employer contribution / active EE | $1,232 | $5,315-76.8% | $4,675-73.7% | $4,663-73.6% |
| Participant deferral / active EE | $6,847 | $6,467+5.9% | $5,631+21.6% | $6,689+2.4% |
| Admin fee / account holder | $9,069 | $19,275-52.9% | $15,885-42.9% | $13,390-32.3% |