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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,021 | $108,942-68.8% | $100,415-66.1% | $145,897-76.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 8.99% | 58.27%-49.3pp | 49.47%-40.5pp | 552.29%-543.3pp |
| Employer contribution / active EE | $5,246 | $4,422+18.6% | $3,943+33.0% | $4,663+12.5% |
| Participant deferral / active EE | $10,519 | $8,461+24.3% | $8,091+30.0% | $6,689+57.3% |
| Admin fee / account holder | $7,675 | $9,702-20.9% | $7,906-2.9% | $13,390-42.7% |