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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,344 | $76,519-49.9% | $56,025-31.6% | $145,897-73.7% |
| Participation rate | 23.8% | 63.2%-39.4pp | 52.5%-28.7pp | 80.3%-56.5pp |
| Annual return | 14.29% | 3017.03%-3002.7pp | 1712.69%-1698.4pp | 552.29%-538.0pp |
| Employer contribution / active EE | $340 | $1,383-75.4% | $1,042-67.4% | $4,663-92.7% |
| Participant deferral / active EE | $1,872 | $2,624-28.7% | $1,955-4.2% | $6,689-72.0% |
| Admin fee / account holder | $1,183 | $3,331-64.5% | $2,828-58.2% | $13,390-91.2% |