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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,632 | $183,516-72.4% | $155,534-67.4% | $145,884-65.3% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 15.02% | 61.43%-46.4pp | 64.92%-49.9pp | 551.85%-536.8pp |
| Employer contribution / active EE | $1,916 | $5,315-63.9% | $4,675-59.0% | $4,662-58.9% |
| Participant deferral / active EE | $4,624 | $6,467-28.5% | $5,630-17.9% | $6,690-30.9% |
| Admin fee / account holder | $730 | $19,293-96.2% | $15,900-95.4% | $13,392-94.5% |