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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,639 | $172,111-77.0% | $150,298-73.6% | $137,256-71.1% |
| Participation rate | 62.5% | 81.7%-19.2pp | 77.8%-15.3pp | 80.0%-17.5pp |
| Annual return | 20.57% | 69.37%-48.8pp | 62.79%-42.2pp | 220.34%-199.8pp |
| Employer contribution / active EE | $1,386 | $4,636-70.1% | $4,154-66.6% | $4,156-66.6% |
| Participant deferral / active EE | $4,080 | $6,166-33.8% | $5,453-25.2% | $6,407-36.3% |
| Admin fee / account holder | $490 | $16,471-97.0% | $14,116-96.5% | $12,270-96.0% |